Top 5 Apps to Get a Loan Without BVN in Nigeria – Fast & Trusted – Surenaira
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Top 5 Apps to Get a Loan Without BVN in Nigeria – Fast & Trusted


Top 5 Apps to Get a Loan Without BVN in Nigeria – Fast & Trusted

There are several reasons why you might require a loan without a BVN in Nigeria. Perhaps your BVN has been rejected in the past, or you don’t have a bank account at all. Whatever the reason, it is not always easy to obtain a loan in Nigeria without a BVN.

The first step is to locate a lender who will work with you. There are many lenders who do not require a BVN, so do your homework and find the one that is right for you. Once you’ve found a lender, the application process is straightforward. You must provide some basic information such as your name, address, and phone number.

You will also be required to provide proof of your identity and income.

You will receive your loan funds in less than 24 hours if your application is approved.

There are still options open to you. In this article, we’ll walk you through the steps of obtaining a loan in Nigeria without a BVN.

What exactly is a BVN?

A BVN, or Bank Verification Number, is a one-of-a-kind identification number assigned to Nigerian bank customers. It is used to verify bank customers’ identities and to prevent fraud.

If you need a loan and don’t have a BVN, you’ll have a difficult time finding a lender who will work with you. This is due to the lenders’ desire to ensure that they are dealing with legitimate customers and that the funds are in the right hands.

So, what are your options if you don’t have a BVN? You might be able to get one from your bank. You could also try to borrow money from a friend or family member.

What are the requirements for a loan without a BVN in Nigeria?

After learning about BVNs and some of the benefits of owning one. You want to get a loan but don’t have a BVN. Not a problem! Here are the requirements you must meet in order to obtain a loan in Nigeria without a BVN.

You must first provide some basic information, such as your name and address. You’ll also need to bring some documents with you, such as your ID and proof of residency.

Then you must provide financial information, such as a bank statement and proof of income. Finally, you’ll need to provide information about the loan you’re looking for, such as the amount and purpose of the loan.

If you can provide all of this information, you’ll be well on your way to obtaining the necessary loan.

A Step-by-Step Guide to Obtaining a Loan in Nigeria Without a BVN

In this section, we will walk you through the process of obtaining a loan in Nigeria without a bvn. As previously stated, it will be difficult to find or search for someone to lend you money if you do not have a BVN. Never be concerned about this page, which will list and also guide you on how to obtain a loan.

You must first gather some documents. You must provide identification, proof of address, and proof of income.

Then, go to the bank’s website and select the “apply for loan” option. Fill out the form and attach the necessary documents.

After completing the form and applying for the loan, you must wait for their decision before they can grant you the loan.

What Are the Advantages of a Loan in Nigeria Without a BVN?

There are a lot of advantages to taking a loan in Nigeria without having a bvn . Actually not all banks or lenders do give money to two people but let’s find out the advantage of not having a bvn.

You do not need a bank account.
You do not need a high credit score.
You can borrow any amount of money, beginning with N1,000, 5,000, 10,000 upward.

You are not required to provide any collateral.

Even if you are blacklisted or have a poor credit history, you can apply for a loan.
There are no additional fees or charges.
The approval process is quick and simple, and you will receive your funds within 24 hours.

The interest rates are extremely low.
You are free to use the funds for any purpose, whether commercial or personal.
You can pay back the loan in 12 to 18 monthly installments.

There are no limitations on how you can spend the money.

Top 5 Loan Sites in Nigeria to Get a Loan Without a BVN

In this section, we will list the top five websites in Nigeria that provide loans without requiring a bvn. There are many more options for getting a loan without a BVN. However, with the assistance of this website, it will be quick to process and grant you loans.

  1. QuickCheck
  2. Quickteller
  3. Kwikcash
  4. OKash Loan App
  5. Carbon (Paylater) Loan App

Let explained:

1. QuickCheck: QuickCheck is an automated lending service in Nigeria that aims to increase credit availability for individual borrowers.

Loan decisions are made within a few days, and applicants who are approved receive funds within 5 minutes. The loans are made available through a bank account transfer, and lending decisions are made almost instantly. The typical loan amount for new borrowers is N10,000.

2. Quickteller: Quickteller is a robust consumer platform that offers digital payments and e-commerce services for convenient Airtime Recharge, Funds Transfer, Bill Payments, global shopping and much more!

Now let’s come to the aspect of Quickteller Loan: is one of the most popular loan apps in Nigeria. It’s easy to use and it has a wide variety of loan options available.

It’s one of the most popular loan apps in Nigeria which is easy to navigate and also has a lot of varieties of loan options available on the app, to download this app click here.

3. Kwikcash: this loan app is known for its fast rendering services to customers.

As Said by Kwikcash Founder:

At Kwikcash our culture is built on transparency, respect and a shared passion of making a difference for our clients, our employees and our communities.

We’ve created a simple and effective way to deliver funds without the hassle of going through the typical, lengthy lending process.

Our streamlined approach is catered to our client’s needs with a focus on making the entire process – from applying for a loan to receiving your funds – extremely simple, fast and discreet.

On this app you can get any amount of loan ranging from 10,000 naira above without having bvn or you just have to provide some important identification.

Download the Kwikcash app here.

4. OKash Loan App: OKash loan app owned by Blue Ridge Microfinance Bank Limited is one of the apps providing quick and collateral-free loans to many Nigerians today.

As said; OKash on the review on most of the internet services said they render services and provide adequate service alone to the customer and also give loans to users who are interested in loan collection. To download the OKash Loan App, visit the play store and click here to download.

5. Carbon Loan App: Better financial services are provided to Nigerians by Carbon Bank, including free transfers, high-yield savings, and buy now pay later at 0% interest.

Get business loans, rapid loans in Nigeria without collateral, money transfers, bill payments, and high-interest savings accounts with Carbon.

To download Click Here

What You Should Take Note:

There’s a lot more to take note of when applying for a loan without a BVN, with the help of this you will be able to access loans quickly that will save you stress.

  1. Search for a lending company that offers loans without BVN verification office or online
  2. Make sure all your identification, ID and get a statement of account for your income.
  3. Agreement to Terms & Condition Applied

After searching for a company that offers a loan, without a BVN and you finally apply for the loan which your requirement was requested like Identification, statement of account and your location.

After the agreement.

And your loan was granted to you. This is what he takes note to enable you to apply for a higher loan, the ability to repay on time so your credit score will be higher than before.


A lot of people think getting a loan in Nigeria is not possible but I have made you understand that it is possible to get a loan in Nigeria without a bvn when you read through the article you will get to know the list of apps or websites you can take loan from without having bvn.

It is recommendable for you when borrowing or taking a loan. Try your best to take a loan from a small lender so you can be approved as fast as you need it.

Be ready with your documentation of all your identification so that whenever it comes to presenting your file for the Approval of the loan it will be fast.

Our team is here to guide you through this article. If you have any questions kindly comment below:

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